Step 2: Pick Your Categories
Use these core categories to organize your expenses:
- Groceries
- Transport
- Bills
- Fun/Entertainment
- Other (for anything that doesn’t fit the above)
Step 3: Track Every Day
Write down all your expenses daily in these sections:
- Date: When you spent the money.
- Description: What you spent it on.
- Category: Match it to one of the core categories.
- Amount: The cost.
💡 Tip: Keep your tracker with you or set a reminder to update it daily!
Step 4: Reflect and Adjust
At the end of each day, answer the questions in the reflection boxes:
- What did I spend wisely on today?
- What could I skip tomorrow?
This builds awareness of your spending habits and helps you make smarter choices.
Step 5: Review Your Progress
At the end of the month:
- Total your expenses in each category.
- Compare your spending to your savings goal.
- Look for patterns—where can you save more?
💪 Small steps lead to big results over time!
Join the Conversation: Share your progress and tips with the Peelout community!