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Step 2: Pick Your Categories

Use these core categories to organize your expenses:

1. Groceries
2. Transport
3. Bills
4. Fun/Entertainment
5. Other (for anything that doesn’t fit the above)

Step 3: Track Every Day

Write down all your expenses daily in these sections:

• Date: When you spent the money.
• Description: What you spent it on.
• Category: Match it to one of the core categories.
• Amount: The cost.

💡 Tip: Keep your tracker with you or set a reminder to update it daily!

Step 4: Reflect and Adjust

At the end of each day, answer the questions in the reflection boxes:

• What did I spend wisely on today?
• What could I skip tomorrow?

This builds awareness of your spending habits and helps you make smarter choices.

Step 5: Review Your Progress

At the end of the month:

1. Total your expenses in each category.
2. Compare your spending to your savings goal.
3. Look for patterns—where can you save more?

💪 Small steps lead to big results over time!

Join the Conversation: Share your progress and tips with the Peelout community!